Due to Hurricane Florence, some branch locations in South Carolina have been closed.
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Get the facts on applying for cash loans in Spartanburg with Southern Finance. Our decades of experience providing cash loans, along with our knowledge of the Spartanburg area enables us to give our customers the best experience possible. Our list of most-asked questions is designed to explain the personal installment loans application process.

Turn to Southern Finance Spartanburg for installment loans offering reliable terms and reasonable rates. It's your best alternative to costly payday loans. Thanks to Southern Finance Frequently Asked Questions, the answers to your cash loans questions are right here.

Just hit the "Apply Now" link to start your pre-qualification process. In seconds we will let you know if we have an offer available for you in your state. If we have an offer, you will need to fill out the rest of the application per our usual credit requirements. Underwriting is done with our Central Lending office upon completion of the full online application. If you are pre-approved for the loan, you will be redirected to the nearest branch to complete the loan process. All loan proceeds are disbursed at the branch location.

 

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Not necessarily. We make our loan decision based on several factors.
Most definitely. We base our loan on several other factors.
Loans usually start around $300 and go up to $1400. It depends on what state you're in. For a breakdown of state specific loan information, please visit our State-by-State Loan Information page.
It depends on the size of your loan. We work with you to make sure your payments are within your budget.
Most definitely. You can apply over the phone and speak directly with one of our loan professionals.
You can make payments in person with cash, check, money order, or debit card in the branch office. You can also pay by debit card over the phone.

With consistent customer satisfaction ratings of 90%, Southern Finance has proudly served customers throughout the Southern United States with fast cash loans since 1981. Visit our Spartanburg branch, fill out our convenient online application or call us at 1-866-413-1836 and one of our underwriters will be happy to assist you.

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