Got questions about applying for a Southern Finance Laurens cash loan? We've got the answers you need. With decades of experience providing quick loans throughout Laurens, we've developed a strong understanding of our customers' financial needs. To shed light on the installment loan application process, our loan experts have generated a list of the most-asked questions and answers.

With fixed terms and reasonable rates, our personal installment loans are the best alternative to payday loans in the Laurens area. Check out the FAQ below to learn about Southern Finance cash loans.

Just hit the "Apply Now" link to start your pre-qualification process. In seconds we will let you know if we have an offer available for you in your state. If we have an offer, you will need to fill out the rest of the application per our usual credit requirements. Underwriting is done with our Central Lending office upon completion of the full online application. If you are pre-approved for the loan, you will be redirected to the nearest branch to complete the loan process. All loan proceeds are disbursed at the branch location.

 

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Not necessarily. We make our loan decision based on several factors.
Most definitely. We base our loan on several other factors.
Loans usually start around $300 and go up to $1400. It depends on what state you're in. For a breakdown of state specific loan information, please visit our State-by-State Loan Information page.
It depends on the size of your loan. We work with you to make sure your payments are within your budget.
Most definitely. You can apply over the phone and speak directly with one of our loan professionals.
You can make payments in person with cash, check, money order, or debit card in the branch office. You can also pay by debit card over the phone.

With some of the highest customer satisfaction ratings in the business, Southern Finance has proudly served Southern customers with fast cash loans for over 35 years. Our experienced underwriters are standing by to answer your questions. Call us at 1-866-413-1836, visit our Laurens branch or fill out our convenient online application today.

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