Got questions about applying for a Southern Finance Gaffney cash loan? We've got the answers you need. With years of experience servicing the region, we've become the top place for cash loans in Gaffney. Our underwriting team has put together a list of the most Frequently Asked Questions to help make the installment loan application process easier for you.

With fixed terms and reasonable rates, Southern Finance easy installment loans are your best option for easy cash in Gaffney. See our Frequently Asked Questions below to get all of the info you need about applying.

Just hit the "Apply Now" link to start your pre-qualification process. In seconds we will let you know if we have an offer available for you in your state. If we have an offer, you will need to fill out the rest of the application per our usual credit requirements. Underwriting is done with our Central Lending office upon completion of the full online application. If you are pre-approved for the loan, you will be redirected to the nearest branch to complete the loan process. All loan proceeds are disbursed at the branch location.




Not necessarily. We make our loan decision based on several factors.
Most definitely. We base our loan on several other factors.
Loans usually start around $300 and go up to $1400. It depends on what state you're in. For a breakdown of state specific loan information, please visit our State-by-State Loan Information page.
It depends on the size of your loan. We work with you to make sure your payments are within your budget.
Most definitely. You can apply over the phone and speak directly with one of our loan professionals.
You can make payments in person with cash, check, money order, or debit card in the branch office. You can also pay by debit card over the phone.

Southern Finance has provided quick cash loans to customers throughout the Southern United States since 1981 and has consistently maintained a 90% customer satisfaction rating. Visit our Gaffney branch, fill out our convenient online application or call us at 1-866-413-1836 and one of our underwriters will be happy to assist you.

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