Got questions about applying for a Southern Finance Cheraw cash loan? We've got the answers you need. With decades of experience providing quick loans throughout Cheraw, we've developed a strong understanding of our customers' financial needs. Our underwriting experts have compiled a list of most commonly asked questions and detailed answers to shed light on our personal installment loans application process.

If you're searching for an alternative to costly payday loans, apply for Southern Finance installment loans with fixed terms and reasonable rates you can trust. Check out the FAQ below to learn about Southern Finance cash loans.

Just hit the "Apply Now" link to start your pre-qualification process. In seconds we will let you know if we have an offer available for you in your state. If we have an offer, you will need to fill out the rest of the application per our usual credit requirements. Underwriting is done with our Central Lending office upon completion of the full online application. If you are pre-approved for the loan, you will be redirected to the nearest branch to complete the loan process. All loan proceeds are disbursed at the branch location.




Not necessarily. We make our loan decision based on several factors.
Most definitely. We base our loan on several other factors.
Loans usually start around $300 and go up to $1400. It depends on what state you're in. For a breakdown of state specific loan information, please visit our State-by-State Loan Information page.
It depends on the size of your loan. We work with you to make sure your payments are within your budget.
Most definitely. You can apply over the phone and speak directly with one of our loan professionals.
You can make payments in person with cash, check, money order, or debit card in the branch office. You can also pay by debit card over the phone.

Proudly serving Southern customers for over 35 years, Southern Finance maintains a 90% customer satisfaction rating for our short term cash loans services. Our experienced underwriters are standing by to answer your questions. Call us at 1-866-413-1836, visit our Cheraw branch or fill out our convenient online application today.

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