Got questions about applying for a Southern Finance Charleston cash loan? We've got the answers you need. We are proud of our decades of experience in meeting our customers' financial needs by providing quick loans to the Charleston region. To shed light on the easy installment loan application process, our loan experts have generated a list of the most-asked questions and answers.
With fixed terms and reasonable rates, our easy installment loans are the best alternative to payday loans in the Charleston area. Let our Frequently Asked Questions be your guide to the fast cash loans answers you're looking for. See our Frequently Asked Questions below for the answers you're looking for.
Just hit the "Apply Now" link to start your pre-qualification process. In seconds we will let you know if we have an offer available for you in your state. If we have an offer, you will need to fill out the rest of the application per our usual credit requirements. Underwriting is done by the branch office nearest you. If you are pre-approved for the loan, you will be redirected to the nearest branch to complete the loan process. All loan proceeds are disbursed at the branch location.
Not necessarily. We make our loan decision based on several factors.
Most definitely. We base our loan on several other factors.
Loans usually start around $300 and go up to $1400. It depends on what state you're in. For a breakdown of state specific loan information, please visit our State-by-State Loan Information page.
It depends on the size of your loan. We work with you to make sure your payments are within your budget.
Most definitely. You can apply over the phone and speak directly with one of our loan professionals.
You can make payments in person with cash, check, money order, or debit card in the branch office. You can also pay by debit card over the phone.
Proudly serving Southern customers for over 35 years, Southern Finance maintains a 90% customer satisfaction rating for our quick cash loans services. We look forward to assisting you with the application process. Call us at 1-866-413-1836, visit our Charleston branch or fill out our convenient online application today.