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Have questions about applying for cash loans with Southern Finance Barnwell? Don’t worry! We have the answers. We are proud of our decades of experience in meeting our customers' financial needs by providing quick loans to the Barnwell region. To make the installment loan application process easier, our underwriting experts have compiled a list of the most common questions we see from our customers and provided the answers below.

With fixed terms and reasonable rates, Southern Finance installment loans are your best option for fast cash in Barnwell. Learn how to apply for Southern Finance cash loans by checking out the FAQ below.

How does the application process work?

Just hit the "Apply Now" link to start your pre-qualification process. In seconds we will let you know if we have an offer available for you in your state. If we have an offer, you will need to fill out the rest of the application per our usual credit requirements. Underwriting is done with our Central Lending office upon completion of the full online application. If you are pre-approved for the loan, you will be redirected to the nearest branch to complete the loan process. All loan proceeds are disbursed at the branch location.

 

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Do you have to have credit to get a loan with you?

Not necessarily. We make our loan decision based on several factors.

Do you make loans to people with slow credit?

Most definitely. We base our loan on several other factors.

How much money do you loan?

Loans usually start around $300 and go up to $1400. It depends on what state you're in. For a breakdown of state specific loan information, please visit our State-by-State Loan Information page.

What are your payment amounts?

It depends on the size of your loan. We work with you to make sure your payments are within your budget.

Can I put in an application on the phone?

Most definitely. You can apply over the phone and speak directly with one of our loan professionals.

How can I make my payments?

You can make payments in person with cash, check, money order, or debit card in the branch office. You can also pay by debit card over the phone.

Customers throughout the South have turned to Southern Finance for cash loans since 1981, delivering a 90% customer satisfaction rating. Visit our Barnwell branch, fill out our convenient online application or call us at 1-866-413-1836 and one of our underwriters will be happy to assist you.

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About Southern Management Corporation:

Southern Management Corporation (SMC) is a leading small loan consumer finance company and is among the largest companies offering such services in the U.S.

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PO Box 1947
Greenville, SC
Phone: 866.413.1836

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