No one sets out in the morning planning to get hurt, but accidental injuries are simply part of life. If you suffer an injury, particularly one that prevents you from working, it’s good to have a plan in place — especially if you need fast cash. Whether you've already suffered an injury or you're preparing for the worst, these five steps can help you prepare for the long term effects of a serious injury.
- See the doctor. This essential step is a must. Don’t make the mistake of assuming your injury is no big deal. Even a small injury can cause lasting health problems. Visit your doctor as soon as possible and tell them everything you can about your injury. They will be able to give you a proper diagnosis as well as treatment options to get you on your feet and back to work as soon as possible.
- Contact your employer. If you weren’t hurt at work, make sure you contact your employer and let them know what happened. Contacting your employer after you’ve seen your doctor will allow you to give them more information, but don’t delay connecting with your employer for too long. Make sure they know about your injury before your next shift so they expect and understand your absence.
- Get your financial situation figured out. If you will be unable to work for a while, you’ll need to make other arrangements to meet your financial obligations. A reputable shortterm installment loan lender will work with you as best they can.
- Longterm Strategy. If your injury looks like it will keep you out of work for a significant amount of time, it’s time to research a longterm financial strategy.