The Loan Process

Just checking won't affect your credit score. 


Quick and Secure.

In seconds you will know if we have an offer available for you plus our process is SSL secured and data encrypted for your protection.


We are not a Payday Lender.

We provide installment loans with fixed terms and conditions.

Just hit the "Apply Now" link to start your pre-qualification process. In seconds we will let you know if we have an offer available for you in your state. If we have an offer, you will need to fill out the rest of the application per our usual credit requirements. Underwriting is done by the branch office nearest you. If you are pre-approved for the loan, you will be redirected to the nearest branch to complete the loan process. All loan proceeds are disbursed at the branch location.




Not necessarily. We make our loan decision based on several factors.
Most definitely. We base our loan on several other factors.
Loans usually start around $300 and go up to $1400. It depends on what state you're in. For a breakdown of state specific loan information, please visit our State-by-State Loan Information page.
It depends on the size of your loan. We work with you to make sure your payments are within your budget.
Most definitely. You can apply over the phone and speak directly with one of our loan professionals.
You can make payments in person with cash, check, money order, or debit card in the branch office. You can also pay by debit card over the phone.

Contact Us

If you have any questions or concerns about or need help with your account. Send your request here. If you have a reference number that was given to you as part of the online application process please enter it in the comments section below.

Find a Branch


P.O. Box 1947
Greenville, SC 29602

Main Office Hours

  • Monday - Friday: 8:00am to 5:00pm EST
  • Saturday & Sunday: Closed