A message to our
Southern Management Family
about COVID-19


Our Southern Management Family is just that – a family made up of employees, customers and the communities we serve. The health, safety and overall wellbeing of our family, and yours, is always our top priority. With that in mind and given the growing concern over the Coronavirus (COVID 19), we are taking extra precautionary steps at our locations to maintain a safe environment by following the guidance of all government agencies, the Centers for Disease Control and the World Health Organization.

Our plan is for all branches to remain open to serve your needs. However, if a branch should need to be closed temporarily, please click on the “Find a Branch” to find another location near you. If you need additional assistance to help you over the next days and weeks, please visit or call a branch.

For your convenience, you can make a payment or refinance online without leaving the safety of your home. You can also call any of our branches to make your payment by phone.

Caring for our employees and customers is the center of everything we do, so please be assured that we will remain focused on meeting your needs. We continue to monitor this quickly evolving situation and are here to assist you as needed.

Thank you.


COVID-19 Update:
We're still here for you. Safely.


Curbside Service Only


In order to continue to serve you safely throughout the Coronavirus situation, we are providing Curbside Service only.

Our branches will remain open during normal business hours. Please call ahead, and one of our friendly team members will greet you at the door to assist you with your financial needs. You may also make payments or refinance from the safety of your home. Please click the button below to connect with your local branch.

Thank you for your cooperation. We will get through this together.



We get it.

No one ever wants to deal with money problems. It’s just not fun, and it can be super stressful.

Not to worry. We can help.

For over 30 years, we’ve been here with short-term loans to help people make ends meet. Good, honest, hardworking people, just like you, that need up to $1000 or more to cover an unexpected expense, or a financial road bump. In fact, it’s all we do.

So if you need money, and you need it like right now, there’s no need to worry. Just take a deep breath, and repeat after us, “Everything is going to be just fine.” And then come see us. We’ll get you the money you need quickly, easily, and always with the respect you deserve.

Now don’t you feel better already?

Let’s get started

“You guys are fantastic! You were there when I needed help and you treated me like a family member.”

-Janice S.
Greer, SC

Quick Credit

Serving the financial needs of
our customers for more than 30 years.

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Southern Management Corporation (SMC) is a leading small loan consumer finance company and is among the largest companies offering such services in the U.S. Founded in 1986.

Client Testimonials

“You guys are fantastic! You were there when I needed help and you treated me like a family member.”

-Janice S.
Greer, SC

“The loan process was quick and efficient. Your staff was very professional.”

-Lanna O.
Balch Springs, TX

“When I walk in the door the staff knows me and that is a wonderful feeling!”

-Ruthie W.
Dyersburg, TN